TCONNECT
PAYMENT PLATFORM · ALL-IN-ONE

Management software + devices + payments + e-invoice — one TCONNECT platform

Cash register, card terminal, Soundbox, website, mobile app, self-service kiosk — together with every payment method and automatic e-invoicing, in a single integration. That is TCONNECT: unified payment infrastructure for management software and omnichannel businesses.

POS · Soundbox · Kiosk VietQR · Cards · E-wallets · QR Global Automatic e-invoicing Funds settle straight to your bank A single integration
Quick summary

Instead of stitching together management software with a separate payment gateway, a separate device type and a separate e-invoice provider, TCONNECT brings everything into one platform, one integration: accept money across every device and channel (card terminal, Soundbox, kiosk, website, mobile app, cash register), through every method (VietQR, domestic/international cards, e-wallets, Pay-by-Bank, QR Global), issue e-invoices automatically the moment a payment succeeds, and have funds settle straight to your bank account with centralized reconciliation.

Definition

What does “all-in-one” mean?

A modern point of sale is more than just software. It has three layers that must fit together: (1) management software (sales, inventory, customers, branches); (2) payment devices & channels (POS, Soundbox, kiosk, web, app); and (3) payment + invoicing infrastructure (payment methods, reconciliation, invoice issuance).

In the traditional approach, these three layers come from many different vendors — software in one place, a bank's card terminal, an online payment gateway somewhere else, and e-invoicing from yet another vendor. TCONNECT unifies layers (2) and (3) and plugs neatly into layer (1), so businesses and software makers only deal with a single partner.

Devices & channels

Accept payments at every touchpoint

Customers pay at the counter, at the table, on the web, in the app or at a self-service kiosk — TCONNECT covers them all with the same infrastructure and the same reconciliation dashboard:

Device / channelRoleBest for
Cash register / soft POSSell at the counter, print receipts, connect to management softwareRetail, F&B, store chains
Card terminal (card-present POS)Swipe/tap domestic & international cards at the point of saleStores, restaurants, hotels
SoundboxVoice speaker confirming funds received instantlyBusy counters, multiple cashiers
Website / online gatewayCollect money on your web store, booking or fee pagesE-commerce, services, SaaS
Mobile app / SDKEmbed payments into your own applicationSales apps, booking apps, in-app wallets
Self-service kioskCustomers self-select, self-pay and self-collect invoicesSelf-service ordering, cinemas, entertainment venues
Payment methods

One integration — every way to pay

Turn methods on or off as needed, without re-integrating each one:

  • Dynamic VietQR & VA: QR codes generated per order, or Virtual Accounts for automatic reconciliation.
  • Domestic (Napas) cards and international cards (Visa, Mastercard, JCB) — both online and card-present at the counter.
  • E-wallets popular in Vietnam.
  • Pay-by-Bank — bank transfer right inside the payment flow.
  • QR Global — accept payments from foreign tourists through their own apps.
  • Selling overseas and want to collect international revenue back into Vietnam? See also our cross-border payment service.
E-invoice

Issue invoices the instant payment succeeds

Payments and invoicing share the same infrastructure, so the e-invoice is issued automatically at the moment the transaction succeeds — no manual steps, no data drift between two systems.

Buyer details can be auto-filled via tax-code lookup, and the system connects to multiple invoice providers through the Invoice Hub. Read more: Invoice Hub and tax-code lookup.

The problem

Why is a patchwork of vendors so costly?

  • !Many vendors, many contracts: software, card terminal, online gateway, invoicing — each in a different place, each with its own terms and its own support contact.
  • !Fragmented reconciliation: money arrives from many channels and must be pieced together by hand from different reports — error-prone and time-consuming at day-end/month-end.
  • !Repeated integration: every new device/channel/method means writing and maintaining yet another separate integration.
  • !Disjointed customer experience: each channel has a different payment flow, making it hard to unify branding and speed.
Benefits

What does TCONNECT deliver?

  • 1One integration, every channel: connect once, then switch on more devices/channels/methods without rewriting anything.
  • 2Centralized omnichannel reconciliation: every transaction — counter, web, app, kiosk — lands on one dashboard and matches automatically.
  • 3Funds settle straight to your bank: transparent cash flow, to the right account holder, with no intermediary holding the money.
  • 4Automatic e-invoicing: issued the moment you collect payment, valid, reducing errors and data entry.
  • 5International-grade security: PCI DSS and tokenization — the merchant/software never has to store card data.
  • 6Fast to deploy, no lock-in: standardized APIs, friendly to developers and AI coding agents, no vendor lock-in.
Security & compliance

Safe at every touchpoint

Accepting cards at the counter, on the web or in the app all demand a high security bar. TCONNECT processes card data on PCI DSS-compliant infrastructure and uses tokenization to replace real card numbers with tokens — so your management software and the merchant never store card data (CHD), sharply reducing compliance scope and leak risk.

The result: you accept card payments securely without building and certifying an expensive security infrastructure yourself.

Comparison

TCONNECT versus the alternatives

Compared with using a standalone online gateway, a single bank POS, or stitching together multiple vendors yourself:

CriterionPure online gatewaySingle bank POSDIY multi-vendorTCONNECT all-in-one
Devices & channelsWeb/app onlyCard-present at counter onlyVaries by vendor, you connect it allPOS, Soundbox, kiosk, web, app, cash register
MethodsOnline cards/walletsCards at counterEach vendor covers a partVietQR, cards, e-wallets, Pay-by-Bank, QR Global
E-invoiceUsually separateNoneAdd another vendorAutomatic, built in
ReconciliationPer online channelPer deviceFragmented across sourcesCentralized, omnichannel
Integration countA part of itStandaloneMany times, hard to maintainA single time
Card securityDepends on gatewayThe bank'sInconsistentPCI DSS + tokenize
SettlementThrough the gatewayTo the bankVaries by vendorStraight to your account, transparent
Who it's for

Who should use an all-in-one platform?

  • Retail & store chains: many branches, many counters, needing centralized reconciliation and fast settlement.
  • F&B & restaurants: collect at table/counter by QR and card, Soundbox confirming payment, automatic invoicing.
  • Hotels, spas, services: deposits, payment at check-out/service end, automatic invoices.
  • Education, healthcare: collect tuition and hospital fees across channels, self-service kiosks reducing queues.
  • ERP/POS/SaaS developers: embed payments + invoicing into your product without building the infrastructure.
For developers

Embed payments + invoicing into your software

If you build management software (ERP, POS, SaaS, PMS, HIS), TCONNECT gives you a standardized set of APIs to embed omnichannel payments and e-invoicing into your product — instead of integrating and maintaining each gateway, each device and each invoice vendor.

Full documentation, sandbox and webhooks at docs.tconnect.vn; the APIs are designed to be friendly to both developers and AI coding agents to shorten integration time.

Rollout

From sign-up to going live

  • 1Consult & choose configuration: pick the devices/channels (POS, Soundbox, kiosk, web, app) and methods that fit your model.
  • 2Connect once: integrate the API or use plug-and-play devices; enable automatic e-invoicing.
  • 3Test on sandbox: validate the collect-payment and invoice-issuance flows before going live.
  • 4Operate & reconcile: collect across channels, funds settle straight to your bank, centralized reconciliation every day.
Get started

Unify payments, devices and invoicing with TCONNECT

See the integration documentation at docs.tconnect.vn, or get in touch for advice on an all-in-one solution tailored to your business model.

TCONNECT is an infrastructure platform providing payment APIs (VietQR, payment gateway, POS, Soundbox) and e-invoicing through a single integration, for PSPs, SaaS, ERP and businesses in Vietnam.